Life Insurance to Borrow From
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How can I borrow against a life insurance policy (infinite banking)?
Infinite banking is a concept where individuals can “become their own bank”, by taking out loans against specific types of permanent life insurance they have in effect. They can then repay the loan to the policy and repeat the process indefinitely.
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What type of life insurance policies can I borrow against?
Borrowing against life insurance is a concept called infinite banking, which requires permanent life insurance policies like whole life, universal life, or indexed universal life because only they have “cash values” that can be borrowed against.
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