Finding the right insurance policy can be overwhelming – but it doesn’t have to be.
Quility has reinvented the insurance buying process to make it easy and painless to find a policy to match your needs.
At Quility, it’s simple to consult with one of our insurance agents to help you choose the best insurance for you and your loved ones. Simply fill out the form on this page and a trusted agent will be in-touch to learn more about you. We’re here to help.
Talk to a licensed agent
“Quility” is a brand name used by the Quility family of companies. All insurance offers, solicitations, and recommendations made via this website are being made by Quility’s licensed affiliated insurance producers, Symmetry Financial Group, LLC (d/b/a Symmetry Insurance Services in California) and Brandon Ellison. No offers, solicitations or recommendations are being made via this website in any state where one of those named Quility licensees does not have a license. Please see our License Page for a list of all of Symmetry Financial Group, LLC’s (d/b/a Symmetry Insurance Services in California) and Brandon Ellison’s license numbers in each state.
We Work With Top Insurance Companies
What are three main things to consider when choosing the type of life insurance I need?
Everyone has different insurance coverage needs. To help determine how much coverage is right for you and your family. Connect with one of the Quility licensed agents to ensure you are securing the right amount of coverage for your family.
- Desired coverage amount (usually around 10 times the amount of your annual salary)
- Number of years you want your insurance to last
- What you want your policy to do for your loved ones (support college savings, pay off debts, etc.)
When is the right time for me to buy life insurance?
While life insurance plans are available for all different ages and situations, buying life insurance while you are young and healthy can help you secure lower premiums. Your best bet is to get life insurance as soon as it becomes a must-have in your life. Life events such as marriage, a new baby, and even starting a business can trigger a need for life insurance.
What are the different types of life insurance available to me through Quility?
Every type of life insurance has its own unique advantages, and many options even pair nicely together. Below are the types of life insurance on the market today:
- Term Life Insurance
- Permanent Life Insurance
- Mortgage Protection Insurance
- Debt Free life
- Retirement solutions
- Critical Illness Insurance
- Disability Insurance
- Final Expense Insurance
Have Questions?
Some questions for you to consider before speaking with an agent:
Do I qualify for term life insurance?
Most people who are in good health will qualify for coverage. However, you may still qualify for term life insurance even if you have an existing health condition, such as diabetes (though your premium may be higher).
Your call with one of our agents is designed to learn more about you and your individual requirements. In the meantime, here’s what you can expect when you apply for life insurance:
- You will be asked a series of questions about your health, age, and lifestyle.
- Most policies are simplified issue, meaning that underwriting is automatic, and you won’t have to undergo a medical exam.
- In most cases, you can get approved almost immediately.
- If you are applying for a policy that requires a medical exam, it usually takes from three to eight weeks for the insurance company to review your application.
Our advisors are extremely knowledgeable; they can evaluate which insurers will likely approve your application and will provide recommendations based on your budget.
